In an ever-accelerating trend, estimates are that 90 percent of the wireless locks sold are integrated with other smart devices. No longer will you struggle to manage a variety of insecure and vulnerable physical credentials when you can manage all of that through a mobile app. As this market expands into non-traditional access control applications, the necessity for an access control credential on an ubiquitous mobile device becomes mandatory. In the very near future, everyone will carry a credential, and a mobile credential housed on a smartphone is the only viable way to address these needs.