According to a CardHub survey of 55 major retailers and 1,000 individuals, 42% of retailers have not updated the terminals in any of their stores and 56% of people don’t care if a retailer’s payment terminal is chip-enabled.

In addition, 41% of people say they don’t have (or don’t know if they have) a smart-chip credit card, 62% of people don’t understand the difference between major card security standards and 41% of people falsely believe debit cards protect them from fraud better than credit cards.

The survey also found that nearly half (~44%) of the people who check their credit recently understand that chip cards offer better security than magnetic-stripe cards, compared to just one quarter of those who did not check it in the past year.

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