This fall, MasterCard will start experimenting with a new program: approving online purchases with a facial scan.

At checkout, you'll be asked to hold up your phone and snap a photo, said CNN Money.

The concept is designed to cut down credit card fraud and block access to the credit card numbers of off-guard shoppers online.

For now, MasterCard customers are able to use a password when making purchases via the "SecureCode" service, but soon purchases can be made with the snap of a camera phone.

The traditional method of keying in numbers will remain, while shoppers can either use the fingerprint scanning service or take a photo to make a purchase, said CNN Money. 

The technology consists of the photo scanner creating a map of the shopper's face -- which it will recognize for all future purchases to come. The map will then be translated into a code to be used to confirm payment.

MasterCard is also working with a Canadian firm, Nymi, to develop technology that will approve transactions by recognizing your unique heartbeat. That means no interruptions.