An estimated 8.6 million households had at least one person age 12 or older who experienced identity theft victimization in 2010, said the Bureau of Justice Statistics (BJS). This was an increase from the 6.4 million households victimized in 2005.
The percentage of victimized households (about 35%) experiencing the misuse of an existing account other than a credit card—such as a banking, savings or utility account—was unchanged from 2005 to 2010. However, the percentage of victimized households experiencing the misuse of personal information to open a new account or commit another crime declined from 23 percent to 14 percent during this period.
From 2005 to 2010, the percentage of households that experienced identity theft rose among households headed by non-Hispanic whites, Asians and Hispanics, but was unchanged among households headed by non-Hispanic blacks/African Americans, American Indians and persons of two or more races.
U.S. households experienced about $13.3 billion in direct financial losses due to identity theft in 2010. Among households with losses of at least one dollar, the average loss was about $2,200.
The misuse of personal information to open a new account represented nearly 30 percent of the total direct financial loss, although fewer than 10 percent of victimized households experienced this type of identity theft. These households lost on average nearly $13,200.
The misuse of existing credit cards accounted for 32 percent of the total financial loss while this type of identity theft represented 54 percent of such victimizations overall.
A lower percentage of victimized households suffered direct financial loss from identity theft in 2010 compared to 2005. Nearly 24 percent of households victimized by identity theft had no financial losses in 2010, up from nearly 19 percent in 2005.
The findings are based on data from the National Crime Victimization Survey (NCVS), an annual survey of about 46,000 households nationwide that collects information on crimes reported and not reported to the police. Findings on identity theft are based on the reports by the head of each household on the experiences of all household members age 12 or older.
The report, Identity Theft Reported by Households, 2005-2010 (NCJ 236245), can be found at http://www.bjs.gov.