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CybersecurityManagementSecurity NewswireTechnologies & SolutionsLogical SecurityCybersecurity NewsBanking/Finance/Insurance

J.P. Morgan to utulize biometric-based payments

By Security Staff
leather wallet full with credit cards

Image via Unsplash

March 27, 2023

Biometric payments will be rolled out at various retail J.P. Morgan locations. The payment pilot includes palm and face identification for payment authentication in-store and works on an enrol-capture-authenticate-pay basis. 

Biometrics have been utilized by similar companies for digital payments, such as using a fingerprint or face scan to confirm a purchase on a cell phone or tablet. After a short customer enrolment process in store, the workflow is; cashier scans items or customer uses self-service terminal, user scans palm or face, user completes checkout, user gets receipt.

The first pilots will be run with brick-and-mortar stores in the U.S., and if the pilot stage is successful, a wider rollout would be planned to U.S. merchant clients in 2024. 

KEYWORDS: bank security biometric authentication finance cybersecurity payment security transaction

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